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Risk Disclosure

Investments in mutual funds and securities markets are subject to market risks. Please read this Risk Disclosure carefully before investing.

Market Risk

The value of mutual fund units fluctuates with market conditions. There is no guarantee of returns and you may receive less than the amount invested.

Credit & Interest Rate Risk (Debt Funds)

Debt mutual funds are exposed to credit risk (issuer default) and interest rate risk (NAVs may fall when rates rise).

Equity Risk

Equity mutual funds carry volatility risk and are suitable only for investors who can stay invested through market cycles.

Liquidity Risk

Some schemes (e.g., close-ended funds, illiquid securities) may face redemption restrictions or wider bid-ask spreads.

Concentration Risk

Sectoral, thematic or single-stock concentrated schemes carry higher volatility than diversified portfolios.

Past Performance

Past performance is not indicative of future returns. Historical returns do not guarantee future outcomes.

Taxation Risk

Tax rules applicable to mutual fund schemes may change. Consult a qualified tax adviser before relying on tax outcomes.

Read Scheme Documents

Before investing, read the Scheme Information Document (SID), Statement of Additional Information (SAI) and Key Information Memorandum (KIM).

Last updated: August 2026

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